LOAN ORIGINATION & MONITORING SOFTWARE
Covaleyo covers the full lending lifecycle — origination through monitoring — purpose-built for banks and credit unions.
WHY COVALEYO
Our software handles all loan types, simplifying the process from application to approval and ongoing monitoring.
Automated adjudication rules and scoring eliminate manual handoffs.
OSFI-aligned audit trails, configurable approval workflows, and automated regulatory reporting keep you audit-ready at all times.
Robust enough to handle all lending scenarios, Covaleyo adapts to your specific needs.
Pre-built connectors to core banking, credit bureau, and more. Typical integration timelines measured in weeks, not quarters.
THE PLATFORM
From loan application capture to ongoing monitoring.
Application Intake
Capture borrower data from digital channels or brokers to accelerate intake, and deliver access to credit.
(Digital Lender)
Automated Adjudication
Apply configurable credit policies and decision rules to drive faster, more consistent adjudication.
(Ideal Lender)
Approval & CommittalsStreamline approvals and committal workflows that reduce manual effort.
(ProLender)
Ongoing Loan Monitoring
Monitor risk, covenants, and performance to continuously safeguard portfolio health.
(Covarity)
From national banks to community credit unions —
here’s what decision-makers say about working with Covaleyo.
Covaleyo is a trusted partner for North American credit unions and banks, providing innovative loan technology solutions for over two decades. Our platform features ProLender, a comprehensive Loan Origination Software (LOS) that 30% of Canadian credit unions use today, and Covarity, a comprehensive Loan Monitoring Software (LMS) used to monitor and analyze over half of Canada’s margined loans. Combined with seamless integrations, our platform ensures unmatched competitiveness.
Use ProLender, Covarity, or both together — depending on where your biggest operational gap is today.
Loan Origination Software
End-to-end loan origination software that takes applications from intake to funded — with automation at every step.
+ Digital application & document capture
+ Configurable adjudication rules engine
+ Underwriter workbench & decision audit trail
+ Term sheet generation & e-signature
+ Core banking integration
Loan Monitoring Software
Portfolio monitoring software that keeps your risk team ahead of covenant breaches, financial deterioration, and early warning signals.
+ Real-time covenant tracking & alerts
+ Automated financial spreading
+ Portfolio-wide visibility
+ Regulatory reporting outputs
+ Continue from ProLender
INTEGRATIONS
Covaleyo connects to the platforms your teams already rely on.
Covaleyo integrates with:
+ Core banking systems (Temenos, Fiserv, FIS)
+ Credit bureaus (Equifax, TransUnion)
+ Document management platforms
+ E-signature providers
+ BI & reporting tools
+ Open API for custom connections
This ensures your lending workflows operate seamlessly across your technology stack.