ProLender | LOAN ORIGINATION
ProLender unifies retail, commercial, mortgage, and indirect lending across all channels with compliance, decisioning, and integrations built in from day one.
in loans approved
credit applications processed
mortgages approved
online applications
Trusted by lending teams across North America
Northern Credit Union
Lakeland Credit Union
Conexus Credit Union
Prosperity Credit Union
FirstOntario Credit Union
40+ banks & credit unions
HOW IT WORKS
ProLender carries every application through intake, decisioning, compliance, and funding. Digital Lender and Ideal Lender extend the two ends of that flow when you're ready for them.
Branch, online, or broker-originated applications — including joint applications — flow into a single point-of-sale entry system, whether a member types it in or staff key it in at the branch.
Workflows are configured to your institution’s credit policy. Where you want it, decisioning is handed to auto-adjudication rather than a queue.
Branch, online, or broker-originated applications — including joint applications — flow into a single point-of-sale entry system, whether a member types it in or staff key it in at the branch.
Provincial forms, e-signatures, and creditor insurance are handled in-workflow, with reporting that keeps you audit-ready as loans fund and renew
See why 30% of Canadian lenders chose ProLender.
ProLender is the same platform underneath — but retail teams, commercial lenders, and broker channels ask it to do different jobs. Pick the one that sounds like you.
The everyday work of retail origination — consumer applications, calculations, approvals, and compliance — handled inside a single platform your team already knows.
Comm/Ag lending needs richer data, tighter oversight, and audit-ready records. ProLender has been built out heavily in this area over the past year.
Volume from broker and mortgage channels only pays off if it doesn't create a manual bottleneck. ProLender takes third-party originated volume and keeps it moving.
If you're moving toward faster, less manual origination, these are the ProLender capabilities that carry the most weight day-to-day.
Built for institutions that can't afford compliance gaps
ProLender embeds the compliance, risk controls, and integration depth that Canadian banks and credit unions require — before your team touches a single application.
Compliance
ProLender includes a library of standard provincial forms that our team maintains and updates as regulations evolve — so your lenders always work from the current version without a manual change-management process.
Auditability
Every application in ProLender carries a complete history: status changes, amendments, approvals, and who made them. Audits stop being a scramble.
Integrations
Broker channels, mortgage insurers, credit bureaus, core banking systems, and FinTech partners — Lendesk, Sagen, and CUMIS included.
Multi-channel
One platform handles branch, mobile, digital, broker, and indirect origination. Add a new channel without rebuilding your workflow or retraining your team.
The features your lending team actually uses every day.
What ProLender does for your team
Every feature below is live in ProLender today, and every one connects back to something your lending team is trying to accomplish — less time on manual work, tighter oversight, or more loans out the door.
The work of originating a loan is full of repeated steps, side calculations, and manual handoffs. ProLender takes them out of your team’s day.
Every lender knows the pain of restarting a committed application because a rate, term, or amount changed. ProLender lets your team amend in-place with tracked statuses, so a small change doesn't become a full re-origination.
Chasing borrower documents by email is one of the biggest hidden time-sinks in origination. ProLender sends secure upload links to your borrowers directly — they submit through a branded portal, your team gets the file when it's ready.
Audit-ready records and consistent controls, without adding manual steps for your team.
Inconsistent risk scoring is one of the fastest ways a commercial book gets into trouble. ProLender scores every commercial and ag file in-workflow, with provincial model support and a full audit log — no manual re-entry, no bolt-on tool.
When covenants live in a spreadsheet, they get missed. ProLender gives your commercial and agricultural lenders one auditable Covenants page, tied to the application and synced with member records — so you can prove compliance without a fire drill.
Reach more borrowers and support more loan types without rebuilding the workflow.
Broker-originated volume is a growth lever most credit unions haven't tapped because the intake is manual. The Lendesk integration lets brokers send deals straight into ProLender — new volume, no new manual work for your team.
The time between "approved" and "funded" is where volume gets stuck. ProLender stores banking system credentials securely so lenders commit and disburse in one click across your supported systems — turning that bottleneck into throughput.
Real capabilities, mapped to real outcomes.
EXPLORE OUR PLATFORM
Whether you need retail origination at scale, intelligent decisioning, or seamless FinTech connectivity — it’s all on one platform.
Market-leading origination system for consumer, mortgage, indirect, and member loans. Standardises the borrower journey across all channels and streamlines lender decisions.
Covaleyo's proprietary central decisioning engine optimises approvals with verified integrations to your banking systems, reducing time-to-decision and improving accuracy.
Partner with Covaleyo and leverage connections to leading FinTech providers — Flinks, Narrativa, Celero, Finastra, Temenos, Equifax, and more — to streamline the origination process.
Our team will walk you through a live demo tailored to your loan mix, compliance requirements, and core banking environment.