Loan origination & monitoring, one lifecycle

One loan. One lifecycle. One company.

Covaleyo covers the full life of a loan for banks and credit unions across North America – one company from first application to renewal. Two decades running it. Rebuilding it, in the open, for the next twenty.

The problem

A loan's life is split across separate vendors.

Intake, decisioning, origination, monitoring – four tools from four companies, and the seams between them become yours to manage.

Between vendors

Gaps no one owns

When the team that funds a loan and the team that watches it are different companies, the space between them is your problem.

Across the stack

Context that gets lost

Why a loan was approved rarely reaches the people monitoring how it performs.

On your desk

Relationships that multiply

Four contracts, four roadmaps, four support lines, four implementations to keep aligned.

Covaleyo runs the whole lifecycle as one company; accountable from the first application to the loans you’re still watching years later.

Team picture around a table

At Covaleyo, we're dedicated to delivering a seamless end-to-end lending solution that not only streamlines the borrowing experience but also evolves with the changing needs of banks and credit unions.
– Nathan Cogger, General Manager

Our story: The formation of Covaleyo

One platform, two decades in the making.


Covaleyo was formed when Covarity and Valeyo joined forces – Covarity known for loan monitoring, Valeyo for loan origination with credit unions. Together, that’s one company with deep roots on both sides of the loan.


Two decades of building the software financial institutions lend on, now under one roof. This strategic union aims to provide scalable, modern lending technology that simplifies the lending lifecycle—from origination to monitoring—for banks and credit unions across North America.
The Covaleyo advantage

Agility of an independent company. Stability of a proven backer.

Covaleyo operates independently, backed by Andromeda Software, the focus of a specialist without the fragility of one. That backing is why we can invest in the platform for the long term instead of just describing it: a company built around lending, with the stability to still be building it in twenty years.

BACKED BY

Andromeda Software provides the long-term financial and operational backing that lets Covaleyo invest confidently in ProLender and Covarity, while operating with the independence and speed of a focused lending technology company.

Our solutions

Origination and monitoring: one company, across the whole lifecycle.

Covaleyo is the trusted technology partner for North American banks and credit unions, delivering innovative lending software solutions for over 20 years. Our product portfolio includes:

ORIGINATION
Prolender logo
From application to funding.

A loan origination system trusted by credit unions across North America — core-system integration and configurable workflows that carry a file from application to funded.

MONITORING
Covarity text logo
From funding to renewal.

Portfolio monitoring, covenant tracking, and financial spreading in one view, with early-warning alerts when a credit starts to move. Covarity monitors loans wherever they originated.

11+

core banking integrations so we fit the stack you already run

SOC 2

Type II independently audited every year, to the security and compliance standards banking clients require

20+ yrs

partnering with North American banks and credit unions

What we're building next.

Two decades in, we’re actively modernizing the platform — a clearer interface shaped by the people who use it every day, and deeper connections into the core systems lenders already run. Here’s what’s on the way.

In progress

Deeper connections into core systems

Fitting the stack lenders already run, not replacing it.

This October

AI enters the lifecycle — monitoring and origination first

Assisting the repetitive work, never making the lending decision.

Meet the team

The people behind our growth

Decades of combined experience in North American lending technology, credit risk, and financial services delivery.

Adam Moore Headshot

Adam Moore

Director, Product and Engineering
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Krista Bussche Headshot

Krista Bussche

Professional Services Manager
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Rob Decaire

Initiatives Manager
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Stacey Maugn

Stacey Maughn

Customer Support Manager
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Dennis Smith Headshot

Dennis Smith

Development Manager, R&D
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Every great relationship begins with a conversation.

See what a connected lending lifecycle looks like.

Whether you want origination and monitoring from one company, or Covarity on its own, we’ll show you what it looks like for your portfolio.

Connect with a solutions expert