Loan origination & monitoring, one lifecycle
Covaleyo covers the full life of a loan for banks and credit unions across North America – one company from first application to renewal. Two decades running it. Rebuilding it, in the open, for the next twenty.
Intake, decisioning, origination, monitoring – four tools from four companies, and the seams between them become yours to manage.
Between vendors
When the team that funds a loan and the team that watches it are different companies, the space between them is your problem.
Across the stack
Why a loan was approved rarely reaches the people monitoring how it performs.
On your desk
Four contracts, four roadmaps, four support lines, four implementations to keep aligned.
Covaleyo runs the whole lifecycle as one company; accountable from the first application to the loans you’re still watching years later.

At Covaleyo, we're dedicated to delivering a seamless end-to-end lending solution that not only streamlines the borrowing experience but also evolves with the changing needs of banks and credit unions. – Nathan Cogger, General Manager

Covaleyo operates independently, backed by Andromeda Software, the focus of a specialist without the fragility of one. That backing is why we can invest in the platform for the long term instead of just describing it: a company built around lending, with the stability to still be building it in twenty years.
BACKED BY

Andromeda Software provides the long-term financial and operational backing that lets Covaleyo invest confidently in ProLender and Covarity, while operating with the independence and speed of a focused lending technology company.
Covaleyo is the trusted technology partner for North American banks and credit unions, delivering innovative lending software solutions for over 20 years. Our product portfolio includes:

A loan origination system trusted by credit unions across North America — core-system integration and configurable workflows that carry a file from application to funded.

Portfolio monitoring, covenant tracking, and financial spreading in one view, with early-warning alerts when a credit starts to move. Covarity monitors loans wherever they originated.
core banking integrations so we fit the stack you already run
Type II independently audited every year, to the security and compliance standards banking clients require
partnering with North American banks and credit unions
Two decades in, we’re actively modernizing the platform — a clearer interface shaped by the people who use it every day, and deeper connections into the core systems lenders already run. Here’s what’s on the way.
In progress
Deeper connections into core systems
Fitting the stack lenders already run, not replacing it.
This October
AI enters the lifecycle — monitoring and origination first
Assisting the repetitive work, never making the lending decision.
Decades of combined experience in North American lending technology, credit risk, and financial services delivery.

General Manager 📧

VP, Sales 📧

Director, Product and Engineering 📧

Professional Services Manager 📧

Initiatives Manager 📧

Account Manager 📧

Account Manager
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Customer Support Manager
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Development Manager, R&D
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Product Manager
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Every great relationship begins with a conversation.
Whether you want origination and monitoring from one company, or Covarity on its own, we’ll show you what it looks like for your portfolio.