We are a loan origination solutions team

Empowered by expertise

We leverage our deep industry knowledge to drive meaningful results.

Our values

We're committed to innovation.

We push technological boundaries by partnering with industry leaders to expand our capabilities and drive innovation.

We put our clients first.

We are dedicated to meeting—and exceeding—our clients’ needs through transparency, open communication, and mutual trust.

We act with integrity.

We are committed to conducting business with honesty, transparency, and accountability, ensuring that our actions align with our core values and mission.

We foster continuous learning.

We empower our team through continuous learning, creativity, and a supportive, collaborative environment that drives innovation.

Team picture around a table

At Covaleyo, we're dedicated to delivering a seamless end-to-end lending solution that not only streamlines the borrowing experience but also evolves with the changing needs of banks and credit unions.
Nathan Cogger, General Manager

Our story: The
formation of Covaleyo

In response to the evolving financial landscape and the increasing demand for digital transformation, Covarity and Valeyo joined forces to form Covaleyo. 

Covarity, well-recognized for its advanced Loan Monitoring Software (LMS) utilized by financial institutions to oversee and analyze a significant portion of Canada’s margined loans, combined forces with Valeyo, a leading Loan Origination System (LOS) partner to Canadian credit unions. 

This strategic union aims to provide scalable, modern lending technology that simplifies the lending lifecycle—from origination to monitoring—for banks and credit unions across Canada.

What we do​

For over 20 years, Covaleyo has been a trusted partner to banks and credit unions, empowering them to grow with future-proof loan origination and monitoring solutions.

We don’t just offer technology; we build committed partnerships. We take the time to understand your unique needs and goals, delivering a scalable platform that adapts alongside the evolving financial landscape.

The Covaleyo advantage: agility, stability, and growth

Covaleyo operates independently to ensure agility and continuous innovation. Backed by Perseus Group Software Corp., we deliver future-proof solutions you can trust and confidently invest in.

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Why choose Covaleyo

At Covaleyo, we offer an integrated lending platform that streamlines the entire lending process. Our solutions are designed to be agile, scalable, and adaptable, ensuring that financial institutions can meet the evolving needs of their clients efficiently and effectively.

Our solutions

Covaleyo is the trusted technology partner for Canadian banks and credit unions, delivering innovative lending software solutions for over 20 years. Our product portfolio includes:

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A market-leading Loan Origination System powering over 30% of Canadian credit union loans.

  • Streamlines the loan origination process from application to funding

  • Seamlessly integrates with core banking systems and third-party services

  • Supports a wide range of lending products, including personal, commercial, and small business loans

  • Enables faster decision-making through automation and intelligent workflows

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A comprehensive Loan Monitoring Software solution supporting more than 50% of Canada’s margined loans.

  • Provides real-time insights into portfolio health and borrower performance

  • Automates covenant tracking, financial spreading, and reporting

  • Enhances risk management with configurable alerts and dashboards

  • Integrates easily with existing lending systems and data sources

The people behind our growth

Every great relationship begins with a conversation.

Let's discuss how Covaleyo can help you achieve your business goals.

Connect with a solutions expert