Origination and monitoring, built for the way lenders actually work.

Two decades of building the software financial institutions lend on.

We leverage our deep industry knowledge to drive meaningful results.

Our Values

01

Clients first

We meet — and exceed — our clients’ needs through transparency, open communication, and mutual trust.

02

Innovation

We push technological boundaries by partnering with industry leaders to expand our capabilities.

03

Integrity

We conduct business with honesty and accountability, ensuring our actions align with our mission.

04

Continuous learning

We empower our team through learning, creativity, and a collaborative environment that drives innovation.

Team picture around a table

At Covaleyo, we're dedicated to delivering a seamless end-to-end lending solution that not only streamlines the borrowing experience but also evolves with the changing needs of banks and credit unions.
Nathan Cogger, General Manager

Our story: The formation of Covaleyo

One platform, two decades in the making.

In response to the evolving financial landscape and the increasing demand for digital transformation, Covarity and Valeyo joined forces to form Covaleyo.

Covarity, well-recognized for its advanced Loan Monitoring Software (LMS) utilized by financial institutions to oversee and analyze a significant portion of Canada’s margined loans, combined forces with Valeyo, a leading Loan Origination System (LOS) partner to Canadian credit unions.This strategic union aims to provide scalable, modern lending technology that simplifies the lending lifecycle—from origination to monitoring—for banks and credit unions across Canada.
The Covaleyo advantage

Agility of an independent company. Stability of a proven backer.

Covaleyo operates independently to move at the pace our clients — and the market — require. That independence is backed by Andromeda Software, giving banks and credit unions the confidence that comes with long-term institutional support.

It’s a combination most vendors in this space can’t offer: the focus of a specialist, without the fragility of one.

BACKED BY

Andromeda Software provides the long-term financial and operational backing that lets Covaleyo invest confidently in ProLender and Covarity, while operating with the independence and speed of a focused lending technology company.

Our solutions

Covaleyo is the trusted technology partner for Canadian banks and credit unions, delivering innovative lending software solutions for over 20 years. Our product portfolio includes:

Prolender logo

A market-leading Loan Origination System powering over 30% of Canadian credit union loans.

  • Streamlines the loan origination process from application to funding

  • Seamlessly integrates with core banking systems and third-party services

  • Supports a wide range of lending products, including personal, commercial, and small business loans

  • Enables faster decision-making through automation and intelligent workflows

Covarity text logo

A comprehensive Loan Monitoring Software solution supporting more than 50% of Canada’s margined loans.

  • Provides real-time insights into portfolio health and borrower performance

  • Automates covenant tracking, financial spreading, and reporting

  • Enhances risk management with configurable alerts and dashboards

  • Integrates easily with existing lending systems and data sources

The people behind our growth

Nathan Cogger Headshot

Nathan Cogger

General Manager
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Adam Moore Headshot

Adam Moore

Director, Product and Engineering
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Krista Bussche Headshot

Krista Bussche

Professional Services Manager
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Aurora Bianco Headshot

Aurora Bianco

Account Manager
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Stacey Maugn

Stacey Maughn

Customer Support Manager
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Dennis Smith Headshot

Dennis Smith

Development Manager, R&D
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Natasha Garcia

Product Manager
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Every great relationship begins with a conversation.

See what a connected lending lifecycle looks like.

Let’s discuss how Covaleyo can help you achieve your business goals.

Connect with a solutions expert